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Industrial Alliance Denials
Overturning Industrial Alliance Denials
Industrial Alliance (iA Financial Group) denies and terminates disability claims using aggressive case management. If your IA disability benefits were denied, we know their playbook and how to counter it.
Common Industrial Alliance Denial Reasons
- "You can perform sedentary or light work" based on limited evidence
- 24-month change of definition applied broadly
- "Insufficient objective medical findings"
- Reliance on IME opinions over treating physicians
- Pre-existing condition exclusions
Industrial Alliance's Tactics
Industrial Alliance frequently:
- Uses aggressive case management to pressure early return to work
- Relies on paper-only medical reviews
- Schedules IMEs with physicians favourable to insurers
- Applies restrictive policy interpretations at the 24-month mark
- Monitors social media for potentially contradictory content
How We Fight Back
- Challenge biased IMEs with independent medical opinions
- Build comprehensive functional limitation evidence
- Counter return-to-work pressure with medical documentation
- File appeals that address every stated denial reason
- Litigate when Industrial Alliance acts in bad faith
What to Do Right Now
- 1Document all symptoms and daily limitations
- 2Request your complete claim file from IA
- 3Don't agree to return-to-work plans without legal advice
- 4Set social media to private and stop posting activities
- 5Know your timeline. In Ontario, you generally have 2 years from denial to take legal action
There Is a Deadline on This
In Ontario, you generally have 2 years from the date of denial to take legal action against Industrial Alliance. Worth knowing where you stand.
See If We Can HelpIndustrial Alliance denied your claim? We can help.
Free case review. Responsive. No obligation at all.
Prefer to call? (289) 210-9449
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