Crohn's & Colitis Disability Claims
Your disease is invisible, but the suffering isn't.
Insurance companies deny Crohn's and colitis claims because they can't see your pain, your urgency, or your exhaustion. We know how to make the invisible undeniable.
No fee unless we win.
If This Sounds Familiar
You can't plan around a flare. And your insurer doesn't understand that.
You've tried to explain what it's like. The urgency that comes with no warning, the exhaustion that doesn't improve with rest, the medications that control one symptom but create three more. But the insurer looks at your bloodwork, sees "stable," and closes your file.
Maybe they sent you to an IME doctor who spent 20 minutes reviewing your chart and decided you were fine. Maybe they pointed to one normal colonoscopy and ignored the three years of documented flares before it.
Being in remission doesn't mean you're cured. Having one good week doesn't mean you can hold down a job. And normal lab work doesn't mean your disease isn't destroying your quality of life.
We represent clients with IBD. We understand what you're going through, and we know exactly how to prove it.
Conditions We Fight For
We handle all types of inflammatory bowel disease claims
Don't see your specific diagnosis? We handle all IBD and GI-related disability claims. Talk to Us About This →
Why Insurers Deny Crohn's & Colitis Claims
- 'Your lab work is stable', as if normal bloodwork means your disease isn't flaring
- 'You're in remission', ignoring that remission doesn't mean you can work full-time
- 'Your symptoms are manageable' because the insurer decides what 'manageable' means
- Surveillance on a day you left the house, used to argue you're not disabled
- 'You can do sedentary work', ignoring that you need a bathroom every 20 minutes
The Unpredictability Problem
IBD is one of the most misunderstood conditions by insurers, and they exploit that:
- Flares are unpredictable. You can't schedule your disease around a work schedule
- Fatigue, pain, and urgency are invisible to anyone watching from the outside
- Medications cause side effects that are themselves disabling: nausea, brain fog, immunosuppression
- Insurers equate 'remission' with 'cured'. They are not the same thing
- The embarrassment of explaining bathroom urgency makes it easy for insurers to minimize
How We Prove Crohn's & Colitis Disability
- Gastroenterology records documenting disease activity, flare frequency, and treatment history
- Colonoscopy and imaging reports showing disease extent and complications
- Medication logs showing failed treatments and side-effect burden
- Functional capacity evaluations documenting bathroom frequency and fatigue limitations
- Nutritional assessments showing malabsorption and weight instability
- Psychological assessments documenting the mental health impact of chronic GI disease
- Workplace accommodation records showing prior failed attempts to maintain employment
Denied for Crohn's or colitis? We know how to fight this.
Free case review. No obligation. We only take cases we believe in.
Get Your Free IBD Claim Reviewor call (289) 210-9449
How to protect your claim
Insurance companies actively look for reasons to deny or terminate your benefits. Here's what to know.
What Insurers Use Against You
- Downplaying symptoms to your doctor because you're embarrassed. The insurer will use your own words
- Social media posts showing meals out, travel, or social events
- Gaps in gastroenterology follow-up. They'll say you're not really that sick
- Telling the insurer you're 'doing okay' on a good day
- Stopping medication without documenting why. It looks like non-compliance
How to Strengthen Your Case
- Keep a detailed daily symptom diary: urgency episodes, pain levels, fatigue, missed activities
- Report your worst days to your doctor, not just your average days
- Document every way your disease limits daily functioning: cooking, driving, errands, childcare
- Follow every treatment plan, even when medications make you feel worse
- Ask your gastroenterologist to document functional limitations in their clinical notes
Common Questions
Your questions about Crohn's & colitis claims, answered.
Crohn's doesn't pause for paperwork. Let's handle this.
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