Herniated Disc Disability Claims
They see a disc on an MRI. You feel it every second.
Insurance companies minimize herniated disc claims because the imaging is "common." We prove that your pain, your nerve damage, and your limitations are anything but common.
No fee unless we win.
If This Sounds Familiar
Your MRI shows the disc. Your insurer says it doesn't matter.
You can't sit for more than 15 minutes without the pain radiating down your leg. Standing isn't better. Lying down helps, but you can't work from bed. Every position is a compromise between pain levels, and none of them are sustainable for 8 hours.
Your insurer's doctor looked at your MRI, said "lots of people have herniated discs," and recommended you return to work. Maybe they suggested you could do "light duty" or "sedentary work," as if sitting at a desk doesn't make everything worse.
The fact that disc herniations are common doesn't make yours less disabling. Your pain is specific, your nerve damage is real, and "sedentary work" requires sustained sitting, often the worst thing for your condition.
We focus on these cases. We know exactly how insurers try to minimize disc herniation claims, and we know how to prove them wrong.
Conditions We Fight For
We handle all types of disc herniation claims
Why Insurers Deny Herniated Disc Claims
- 'Your MRI shows a common finding', as if prevalence means it's not disabling
- 'Many people work with herniated discs', ignoring your specific pain and limitations
- 'Surgery should have fixed it' when surgery doesn't always resolve symptoms
- Surveillance footage of movement, used to argue you're not as limited as you claim
- 'You can do sedentary work', ignoring that sitting makes disc herniation worse
The "Common Finding" Problem
Insurers use the prevalence of disc herniations to minimize your claim:
- Disc herniations are visible on MRI, but insurers argue they're 'normal age-related changes'
- Pain from disc herniation is highly variable and doesn't always correlate with imaging findings
- Sitting. The foundation of 'sedentary work', often worsens disc herniation symptoms
- Insurers use surveillance on good days to argue against disability on bad days
- Post-surgical patients are expected to 'recover' on the insurer's timeline, not their body's
How We Prove Herniated Disc Disability
- Spine specialist and neurosurgeon reports documenting disc pathology and functional limitations
- MRI and imaging reports correlated with clinical symptoms and examination findings
- Functional capacity evaluations showing sitting, standing, and lifting restrictions
- Pain management records documenting ongoing treatment and medication requirements
- Ergonomic assessments showing incompatibility with workplace demands
- Post-surgical reports documenting complications or incomplete relief
- Independent medical reviews to counter biased IME reports
Denied for a herniated disc? We know how to fight this.
Let's Look at Your Disc Claimor call (289) 210-9449
How to protect your claim
Disc herniation claims are among the most surveilled. Here's what to know.
What Insurers Use Against You
- Social media showing physical activities: yard work, sports, carrying children
- Telling different doctors different things about your pain levels
- Gaps in treatment. They'll say if you're not treating, you're not that hurt
- Lifting or bending in public. Insurers hire investigators for disc herniation claims
- Posting about home renovation, travel, or physical hobbies
How to Strengthen Your Case
- Keep a daily pain and activity diary documenting what you can and cannot do
- Stay consistent with spine specialist follow-up and prescribed treatments
- Document exactly how sitting, standing, walking, and lifting are affected
- Follow prescribed physical therapy, even when it feels pointless
- Ask your spine surgeon to document functional restrictions in specific, measurable terms
Common Questions
Your questions about herniated disc claims, answered.
A herniated disc changed everything. Let's make sure the insurer understands.
Free case review. Responsive. No obligation at all.
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