Lyme Disease Disability Claims
They say you're cured. You know you're not.
Lyme disease claims are denied more than almost any other condition because insurers exploit the medical controversy to avoid paying. We know how to cut through the noise and prove your disability.
No fee unless we win.
If This Sounds Familiar
You finished the antibiotics. The symptoms never finished.
You did everything right. You completed the antibiotics, followed up with your doctor, tried to get back to normal. But the fatigue, the brain fog, the joint pain, the neurological symptoms. They didn't go away. And your insurer says that because the treatment is "done," so is your disability.
Maybe it took years to get diagnosed in the first place. Maybe you saw a dozen doctors who told you nothing was wrong. Maybe your insurer's doctor spent 20 minutes reviewing your file and declared you fit for work.
Completing a course of antibiotics doesn't mean you're cured. A negative follow-up test doesn't mean you're healthy. And a divided medical community doesn't mean your suffering isn't real.
We've represented Lyme disease clients who were told their condition didn't exist. We proved it did, and we got their benefits back.
Conditions We Fight For
We handle all types of Lyme disease claims
Don't see your specific diagnosis? We handle all tick-borne illness claims. See If We Can Help →
Why Insurers Deny Lyme Disease Claims
- 'Your Lyme test is negative', despite the well-known limitations of standard two-tier testing
- 'Lyme disease is curable with antibiotics', ignoring post-treatment Lyme disease syndrome
- 'There's no evidence of ongoing infection', as if lingering symptoms don't count
- 'Your symptoms are psychological'. The classic dismissal of a complex medical condition
- 'You don't live in an endemic area', ignoring that ticks don't respect geographic boundaries
The Controversy Problem
Lyme disease is one of the most contested conditions in disability law, and insurers exploit every angle:
- Standard Lyme testing misses up to 50% of cases, a negative test doesn't mean you're not sick
- The medical community itself is divided on chronic Lyme, and insurers exploit that controversy
- Symptoms overlap with dozens of other conditions, making it easy for insurers to attribute them elsewhere
- Post-treatment symptoms are real and documented, but insurers call them 'subjective'
- Many patients see 10+ doctors before getting diagnosed, creating gaps insurers use against them
How We Prove Lyme Disease Disability
- Infectious disease specialist reports documenting diagnosis and treatment history
- Advanced testing results (Western blot, specialty labs) beyond standard two-tier testing
- Neuropsychological assessments documenting cognitive impairment from Lyme
- Functional capacity evaluations showing real-world limitations
- Detailed treatment timelines showing failed antibiotic courses and ongoing symptoms
- Expert medical opinions from Lyme-literate physicians
- Documentation of co-infections and multi-system involvement
Denied for Lyme disease? We know how to fight this.
Free case review. No obligation. We only take cases we believe in.
Get Your Free Lyme Disease Claim Reviewor call (289) 210-9449
How to protect your claim
Insurance companies actively look for reasons to deny Lyme disease claims. Here's what to know.
What Insurers Use Against You
- Telling the insurer your symptoms are 'hard to explain', be specific and consistent
- Seeing only alternative practitioners without conventional medical documentation
- Social media posts showing physical activities on good days
- Gaps in medical follow-up, even when you're frustrated with the medical system
- Dismissing your own symptoms to doctors. The insurer will use your words against you
How to Strengthen Your Case
- Keep a detailed daily symptom diary, cognitive fog, fatigue, pain, neurological symptoms
- Maintain consistent follow-up with both infectious disease specialists and your family doctor
- Document every way your illness limits daily functioning and work capacity
- Report your worst days to your doctors, not just your average days
- Get neuropsychological testing if you experience cognitive symptoms
Common Questions
Your questions about Lyme disease claims, answered.
Lyme gets questioned enough. We're not here to do that.
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