Pain-Related Disability Claims
Your pain is real, even if they can't see it.
Insurance companies deny chronic pain claims because there's no blood test, no scan, and no number that proves how much you hurt. We know how to build the case they say doesn't exist.
No fee unless we win.
If This Sounds Familiar
You know what you're dealing with. So does your doctor. The insurer doesn't care.
You've tried to explain it to the adjuster, to the IME doctor, to anyone who would listen. But chronic pain doesn't photograph well. It doesn't show up on their charts the way they want it to. So they write "insufficient objective evidence" and close your file.
Maybe they sent a private investigator who filmed you carrying groceries on a good day. Maybe their doctor spent 20 minutes with you and decided you were fine. Maybe they told you that since your imaging is "normal," you should be able to work.
Managing a few errands on a good morning doesn't mean you can work a full shift. One good day doesn't erase the other 29. And a normal MRI doesn't mean you're not in pain.
We hear this all the time. We believe you, and we know exactly how to prove it.
Conditions We Fight For
We handle all types of chronic pain claims
Don't see your specific condition? We handle all chronic pain claims. See If We Can Help →
Why Insurers Deny Chronic Pain Claims
- 'No objective findings'. Your pain doesn't show up on their tests, so they say it doesn't exist
- 'Your imaging is normal', as if a clean MRI means you're not in agony
- Surveillance footage of one good day, used to argue you're not disabled at all
- 'You can do sedentary work', ignoring that you can't sit for more than 20 minutes
- IME doctors who spend 15 minutes with you and call your pain 'exaggerated'
The Subjectivity Challenge
Chronic pain is one of the hardest conditions to prove, and insurers know it:
- There's no blood test, no scan, and no number that measures pain
- Imaging rarely explains the level of pain you actually experience
- Pain fluctuates day to day, and insurers use your good days against you
- If you can move at all, they'll argue you can work full-time
- Your suffering is invisible, which makes it easy for them to dismiss
How We Prove Chronic Pain Disability
- Functional capacity evaluations showing actual work limitations
- Pain specialist and physiatry reports documenting severity
- Detailed pain diaries showing patterns and flare-ups
- Evidence of failed treatment attempts (medications, injections, surgery)
- Ergonomic and workplace assessments
- Psychological assessments showing pain's impact on cognition and mood
- Independent medical reviews to counter biased IME reports
Denied for chronic pain? We know how to fight this.
Free case review. No obligation. We only take cases we believe in.
Get Your Free Chronic Pain Claim Reviewor call (289) 210-9449
How to protect your claim
Insurance companies actively look for reasons to deny or terminate your benefits. Here's what to know.
What Insurers Use Against You
- Social media posts showing any physical activity, even on a good day
- Telling different doctors different things about your symptoms
- Gaps in pain management treatment. They'll say you're not really trying
- Skipping prescribed treatments or appointments
- Posting about travel, events, or outings, even if your doctor recommended it
How to Strengthen Your Case
- Stay consistent with pain management treatment. Every appointment matters
- Keep a detailed daily pain and activity journal
- Follow every prescribed treatment plan, even when it feels pointless
- Document exactly how pain limits specific activities: sitting, standing, concentrating
- Tell your doctors the full truth about your worst days, not just your average days
Common Questions
Your questions about chronic pain claims, answered.
If this sounds like your situation, we can take a look.
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